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Hourly Rate Calculator
Freelancers and service businesses: find the hourly rate that actually covers your costs and the income you want.
FreeNo adsNo accountNothing uploaded
How to use it
- Enter the yearly income you want and your yearly business costs.
- Enter how many hours a year you can really bill.
- Read the hourly rate you need to charge.
The math
Hourly rate = (target income plus yearly costs) divided by billable hours
Good to know
- Billable hours are usually far fewer than hours worked. Leave room for admin, sales and time off.
Questions
Is it really free?
Yes. No trial, no paid tier, no account. The Small Business Owner Network has no ads and no hidden costs.
Is my information uploaded?
No. The tool runs in your browser. What you type stays on your computer and is never sent to us.
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General information, not legal, tax or financial advice. Page last checked 2026-10-13.