Terms of use

About Smallbiztools

Smallbiztools.org is a free project owned personally by Rick Koston. These terms describe use of the website and its tools. Contact: rickkoston@gmail.com.

Use and review your work

Use the tools for lawful purposes and only enter information you are entitled to use. Check your inputs, calculations and generated documents before relying on or sharing them. Keep copies of files you need; browser storage and downloads are your responsibility.

Tools are provided as practical starting points. Availability, correctness and fitness for your situation are not guaranteed. Features and external resources can change. These terms do not remove rights or remedies that applicable law does not allow to be excluded.

Availability, warranties and liability

To the fullest extent permitted by applicable law, the website and tools are provided "as is" and "as available," without express or implied warranties, including merchantability, fitness for a particular purpose and non-infringement.

To the fullest extent permitted by applicable law, Rick Koston is not liable for indirect, incidental, special or consequential losses, including lost profits, lost data or business interruption arising from use of or inability to use this website. Nothing in these terms excludes liability that cannot lawfully be excluded or waives statutory consumer or accessibility rights. The effectiveness of any limitation depends on applicable law and the circumstances.

No professional relationship

Using a tool or contacting this project does not create an attorney-client, accountant-client, employment adviser or other professional relationship. Read the Disclaimers page and seek advice suited to your facts when needed.

Your content and software licenses

You retain whatever rights you already have in the information you enter. Smallbiztools does not claim ownership of your business records or require you to publish generated documents. AI output may not be unique or eligible for copyright protection.

The project's software is distributed under GNU AGPL version 3 as described in LICENSE.txt. Third-party libraries and AI model components retain their own licenses and notices. Review those licenses before redistributing, modifying or hosting the software; this page does not replace them.

External sites and changes

Links help you find resources; they do not guarantee a provider's price, quality, security or suitability. External sites have their own terms and privacy practices. The date on this page identifies this version of the terms.